Even with the low interest mortgage rates of today, paying down your mortgage is the safest and highest rate of return on your money. Now, I know some of you will say that the stock market
The Easiest Way to Catalog Your Stuff for Insurance.
What if you lost everything in your home to fire, flood, earthquake, tornado or burglary. Would you remember what you owned so you could make a claim on the contents of your home?
And how would you prove you lost an extraordinarily valuable item to the insurance company if your receipt burned up with the item?
If you've tried to make a list to inventory of what you had before, you probably know how
Instead, use your phone's camera!
Once or twice a year, walk around your home with your phone and video everything you own. Narrate as you go and point out the most valuable items. It doesn't matter if
Just do it.
And you should get
You could break it up into multiple short videos and give them a descriptive file name. Things like Upstairs, Downstairs, Garage, Master Bedroom, etc. It will make it easier come time to find something. But that isn't necessary. It is better to have one long video than none at all.
The next step is to make sure they are stored OFF SITE. If you lose your phone, or computer this effort would be wasted because the info will be lost too.
If you already have your phone's photos and videos set up to save to the cloud you are done. If not, take the time to save it to a cloud-based drive: Google Drive, Dropbox, etc.
It only takes about 10 minutes or so, depending on how much "stuff" you own, so do it today!
Michael Barth is a full-time Associate Broker/Realtor with an extensive knowledge of the communities along the Wasatch Front. As the former owner of Sundays Child and Kona Ice he brings over 20 years ....
Latest Blog Posts
What if you lost everything in your home to fire, flood, earthquake, tornado or burglary. Would you remember what you owned so you could make a claim on the contents of your home?And how would you
Before: Nothing to see here. Move along.The Bi-Level Split Entry Home: it is one of the most overlooked homes ever built.It has some strong features but many home-buyers turn their nose up at them
Here are two dangers you might face if you choose to go it alone and buy a home from a "For Sale By Owner."1. Little recourse if the seller doesn't disclose a problem. Most sellers don't